Search results for " bank management."
showing 4 items of 4 documents
Banche e struttura modulare dei sistemi di pagamento: una prospettiva di analisi economico-aziendale
2019
Technology is changing the fundamental economics of the payment industry, just as it has in many other industries. Technological innovations in payment systems have deep managerial and financial implications at firm, industry, and regulatory levels. This paper adopts a business management perspective of studies to examine the distinctive factors of the adoption and diffusion of technological innovation in the economics of payments systems. The main aim is to identify the relevant drivers which lead to modularity of payments systems in the financial industry. In this paper, I adopt a modular design methodology to identify the factors related to the interoperability of payments systems, to an…
Financial Crisis and the Changing Structure of Banking Firms and Industry: a Cross Country Analysis
2013
This paper analyzes the changing structure of the Italian and European banking firms and industry. The main aim is to identify the fundamental changes of the underlying economics of banking through the analysis of banks’ balance sheets. Commercial banks have progressively moved from traditional banking to new forms of financial intermediation. It is changing the fundamentals of banking business. The paper discusses the implications of this changing in terms of organizational structure of banking firms, business operations of banks, and structure of the financial system and banking industry. The research points out that the role of traditional bank is in decline. Banks are losing their predo…
Il controllo di gestione nell’economia delle banche: aspetti definitori e considerazioni sulle prospettive interpretative proposte dalla letteratura …
2016
Il presente lavoro intende prendere in esame la nozione di controllo di gestione nell’economia delle aziende di credito, a partire dei principali contributi delle dottrine economico-aziendali e manageriali. In Economia aziendale, il controllo è inteso come guida, governo, conduzione aziendale secondo linee prestabilite e con l’impiego di determinati supporti. In prospettiva sistemica, i meccanismi operativi che supportano il raggiungimento degli obiettivi economico-finanziari-patrimoniali ricoprono un ruolo di rilievo nell’economia e gestione delle banche; fra questi, i “sistemi di controllo di gestione”, assumono fondamentale importanza per il funzionamento efficace ed efficiente dell’orga…
Credit derivatives e catena del valore del rischio di credito: le determinanti delle scelte di de-integrazione.
2013
This paper analyses the drivers of the credit risk transfer market in the credit risk value chain. The central line of my research is to explain why the credit derivatives market is a case of credit risk value chain disintegration. I examine the determinants that explain the use of credit derivatives by banks in the lending business. Transaction cost economics represents the starting point of my research. Competitive advantages of banking firms, standardization of information and financial instruments, financial regulation and shareholder value view help us understand the creation of credit risk transfer markets.